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Consumer Lending Specialist

Company: IBEW 26 FCU
Location: Bowie
Posted on: June 13, 2022

Job Description:

Job Description Hours: Monday --- Friday, No Evenings or Weekends Employer PAID 100% Family Coverage, Medical, Dental, Vision Insurance. Employer PAID 100% Life Insurance, Short- & Long-Term Disability. 401K with an Employer contribution of 8%. Paid Vacation, Paid Annual Leave, Paid Holidays Responsibilities: Review the income to debt ratios, and analyze credit reports, as outlined in policies and procedures. Review loan applications and make recommendations of approval or denial to a loan officer. Evaluate member-borrowing requests, identify needs, and recommend appropriate loan products/counteroffers. Establish and maintain effective member relations. Promote credit union products and services by identifying members--- needs and selling benefits. Ensure loans are processed within credit union policies Ensure loans are processed in compliance with regulatory laws Ensure loan protection and warranty products are promoted. Schedule loan closings and prepare loan documents for approved loans. Perform loan closings with members on approved loans in the office, through the mail, and via the internet. Secure and perfect liens on titles for proper recordation to protect the interest of the credit union Examine and file titles for proper recordation information Examine auto insurance must be current and file Complete assigned reporting in a timely manner. Follow Lending Department Duties schedule. Follow Teller Duties schedule. Perform routine member transactions, including deposits, withdrawals, cash advances, loan payments, transfers and check to cash. Safeguard sensitive/confidential member information in accordance with the credit union policies. Participate in special promotions. Participate in ongoing education as directed by the Operations Manager Perform other duties as assigned. Abilities: The employee must have the ability to be a self-starter and display a high degree of honesty, loyalty, and integrity. Demonstrate ability to provide courteous, professional service and establish member relations. Excellent oral and written communication skills. Ability to use a personal computer. Decision-making and problem-solving skills. Ability to handle multiple tasks, meet deadlines, and work independently within the limits of policy and authority. Education/Experience Requirements: Associates Degree or two years equivalent experience in a financial institution. Reviews: Periodic reviews will performed. Company Description The IBEW 26 Federal Credit Union is a member-owned financial institution whose purpose is to promote and assist in the financial well-being of members by providing professional, personal, competitive, safe and sound financial services within the financial ability of the credit union. IBEW 26 FCU strives to become the primary financial institution of its members. IBEW 26 Federal Credit Union was started in 1955 by a small group of electricians that worked out in the field. In 1969, the credit union moved from the Creamer---s basement to North Capital Street in Washington, DC and in May of 2006, moved to the present location in Lanham, Maryland. Board and Committee members volunteer their time and service to ensure the continued success of the credit union for its members. The Credit Union has been fortunate to have so many dedicated volunteers throughout the years along with the generous support of our sponsor IBEW Local Union 26.

Keywords: IBEW 26 FCU, Bowie , Consumer Lending Specialist, Other , Bowie, Maryland

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