Technology Product Analyst IV (Payments)
Company: Navy Federal Credit Union
Location: Vienna
Posted on: January 14, 2026
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Job Description:
Core Payments is seeking a Senior Technology Product Analyst to
lead the design, development, delivery, and maintenance of Money
Movement products within the Core Payments portfolio. This includes
ACH, FedWire, Cashier Checks, Western Union, and other integrated
systems. The ideal candidate will have deep expertise in payment
rails, technical product analysis, and cloud-hosted payment
applications, with hands-on experience in Oracle and FIS payment
products. Responsibilities • Collaborate with cross-functional
teams including architecture, product, platform, and business to
deliver enterprise payment solutions • Analyze and document
interactions between payment products, APIs, and payment
applications hosted on Oracle Cloud and Microsoft Azure • Lead and
support data migration, report migration, and API migration
efforts, ensuring seamless transitions and minimal disruption •
Utilize Oracle GoldenGate for real-time data replication and
synchronization across platforms • Provide production support for
payment applications, ensuring high availability and performance •
Conduct status reporting using Microsoft Azure DevOps (ADO),
tracking progress, risks, and dependencies • Evaluate and address
non-functional aspects of payment applications including
scalability, reliability, and security • Ensure compliance with
payment protocols such as ISO 20022 (Pain, Pacs, Camt, Admi
messages), FAIM, and regulatory requirements including Sanctions
Screening, BSA/AML • Experience in sanctions screening products
like CGI HotScan, Global Vison Patriot Officer, Verafin BSA AML,
Lexis Nexis • Partner with vendors and internal stakeholders to
align technical solutions with business goals • Contribute to Agile
product delivery and DevSecOps practices Qualifications •
Bachelor’s degree in Computer Science, Information Systems, or
related field; Master’s preferred • 7 years of experience in
payments technology, preferably within a financial institution or
payment service provider • Strong understanding of ACH, FedWire,
Western Union, Security Transfers, and Cashier Checks Processing •
Hands-on experience with Oracle and FIS payment products •
Proficiency in Java/JavaEE, Microsoft Azure, and cloud-native
architectures • Experience with API design, integration, and
migration • Familiarity with Oracle GoldenGate, Azure ADO, and
reporting tools • Strong analytical, communication, and stakeholder
management skills Desired Qualifications • Experience with
DevSecOps, Agile methodologies, and cloud networking • Knowledge of
sanctions screening, BSA/AML compliance, and financial messaging
standards • Ability to lead technical discussions and drive product
strategy Hours: Monday - Friday, 8:00AM - 4:30PM Location: 820
Follin Lane, Vienna, VA 22180 About Us Navy Federal provides much
more than a job. We provide a meaningful career experience,
including a culture that is energized, engaged and committed; and
fierce appreciation for our teams, who are rewarded with highly
competitive pay and generous benefits and perks. Our approach to
careers is simple yet powerful: Make our mission your passion. •
FORTUNE 100 Best Companies to Work For® 2025 • Yello and WayUp Top
100 Internship Programs • Computerworld® Best Places to Work in IT
• Newsweek Most Loved Workplaces • FORTUNE Best Workplaces for
Women ™ 2024 • 2025 PEOPLE® Companies That Care • Newsweek Most
Trustworthy Companies in America • Military Times 2024 Best for
Vets Employers • Best Companies for Latinos to Work for 2025 •
Forbes® 2025 America’s Best Large Employers • Forbes® 2025 Americas
Best Employers for New Grads • Forbes® 2025 Americas Best Employers
for Tech Workers • 2025 RippleMatch Campus Forward Award Winner for
Overall Excellence • Military.com Top Military Spouse Employers
2025 • 2025 Handshake Early Talent Award
Keywords: Navy Federal Credit Union, Bowie , Technology Product Analyst IV (Payments), IT / Software / Systems , Vienna, Maryland